UK Stamp Duty Calculator
Calculate exactly how much Stamp Duty you'll pay when buying a property in England & Northern Ireland
Property Details
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How it's calculated
| Property portion | Rate | Amount |
|---|
Current Stamp Duty Rates (2025/2026)
Standard Residential
| Property Value | SDLT Rate |
|---|---|
| £0 - £250,000 | 0% |
| £250,001 - £925,000 | 5% |
| £925,001 - £1.5M | 10% |
| £1.5M+ | 12% |
First-Time Buyers
| Property Value | SDLT Rate |
|---|---|
| £0 - £425,000 | 0% |
| £425,001 - £625,000 | 5% |
| Over £625,000 | Standard rates apply |
Only for first-time buyers purchasing their main home
Additional Properties
| Property Value | SDLT Rate |
|---|---|
| £0 - £250,000 | 3% |
| £250,001 - £925,000 | 8% |
| £925,001 - £1.5M | 13% |
| £1.5M+ | 15% |
Includes 3% surcharge for second homes & buy-to-let
Non-Residential / Mixed
| Property Value | SDLT Rate |
|---|---|
| £0 - £150,000 | 0% |
| £150,001 - £250,000 | 2% |
| £250,000+ | 5% |
Frequently Asked Questions
What is Stamp Duty Land Tax (SDLT)?
SDLT is a tax paid when you purchase property or land over a certain price in England and Northern Ireland. The amount depends on the property price, type, and your buyer status.
Do first-time buyers pay Stamp Duty?
First-time buyers get relief on properties up to £625,000. You pay 0% up to £425,000 and 5% on the portion from £425,001 to £625,000. Properties over £625,000 use standard rates with no relief.
What counts as an additional property?
If you own another property anywhere in the world (even if abroad) and are buying a new one, it's usually considered additional. There are exceptions for replacing your main residence.
When do I pay Stamp Duty?
SDLT must be paid within 14 days of completion (the day you get the keys). For non-UK residents, this is extended to 30 days. Your solicitor usually files the return and pays on your behalf.
Are there different rates in Scotland and Wales?
Yes. Scotland has Land and Buildings Transaction Tax (LBTT). Wales has Land Transaction Tax (LTT). This calculator is for England & Northern Ireland only.
Can I claim a refund if I sell my main home?
If you paid the additional 3% surcharge because you bought a new home before selling your old one, you can claim a refund if you sell your previous main home within 36 months.
Important: This calculator provides estimates based on HMRC rules for England & Northern Ireland. Tax rules can change and individual circumstances vary. Always verify with a solicitor or conveyancer before completing a property purchase. Business Outstanders is not liable for any errors or omissions.